Get the Right Coverage
There are two types of Life insurance: Term and Permanent. With Term insurance, you pay less and has a date of expiration. With Permanent life insurance, it lasts your entire lifetime and is divided into two sub-types: Whole Life and Universal Life. See which term is right or you and your family.
Our coverage plans:
- Term Life
- Whole Life
- Universal Life
- Final Expense
Term – Affordable with flexible policy lengths that covers lost income and living expenses.
Covers: Mortgage payments, College tuition, Funeral and burial costs, Debt with specific end dates like an auto or business loans
Whole – Permanent life long coverage that guarantees a rate of return with a fixed premium rate.
Covers: Estate planning, Retirement, Funeral and burial costs, Inheritance funds
Universal – A permanent plan with flexible death benefits and monthly premiums. It builds cash value that can be borrowed against.
Covers: Loss of income, Mortgage costs, Estate planning, Educational needs
Final Expense – A low premium insurance that pays for end-of-life expenses and burial arrangements.
Covers: Funeral Arrangements, Burial costs, Trip to scatter your ashes, Medical expenses at time of passing
What does Life Insurance cover?
Mortgage Debt
Covers the mortgage costs if you are the one your family depends on.
Daily expenses
Keeps your family secure if you are no longer around to cover essential expenses.
College Tuition
Higher education may be years away, but is important to consider wen choosing coverage
End of Life costs
Eliminates the added stress of burial and funeral expenses.
Getting a life insurance quote
Complete this form and we will contact you to get you the best price on coverage.
Advantage of working with us
You matter, and we care. It’s not just about insurance, it about you. What is important to you is what we are here to protect with unmatched service and reliability. We are your resource for insurance education and to ensure all your needs are met.
We will help find you discounts, explain your coverage in simple terms, and help you with the claims process.